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PALOMINO PROTOCOL — RESTRICTED REGION POLICY

The materials, summaries, and explanations contained in this document are provided for informational purposes only and do not constitute legal, financial, or tax advice. You should consult with a qualified legal professional before relying on, acting on, or interpreting any information contained herein.

The informational website located at palomino.fi (the “Site”), the web interface located at app.palomino.fi (the “Interface”), and the documentation located at docs.palomino.fi (the “Documentation”), together with all materials, services, features, media, and community channels made available through them (collectively, the “Services”) are not available to, and may not be accessed or used by, any person or entity that is a resident, citizen, domiciliary, or located in Belarus, Canada, Cuba, Haiti, Iran, Myanmar (Burma), North Korea, Russia (including Crimea, Donetsk, and Luhansk regions), Somalia, South Sudan, Syria, the United Kingdom, the United States, Venezuela, and other to-be-determined restricted regions (collectively, the “Restricted Regions”).

By accessing the Services, you represent, warrant, and covenant that you are not a resident of, located in, or otherwise accessing the Services from any Restricted Regions, and that you are not a person or entity subject to sanctions administered by OFAC, the United Nations, the European Union, the United Kingdom, or any other applicable sanctions authority.